Terms of Service
Last updated: 8 September 2026
1. Acceptance of these terms
By using biberkinsurance.com, requesting a quote or making a payment, you agree to these terms. If you do not agree, please do not use the site.
2. Quotes and coverage
Online quotes are estimates based on the information you provide and are not a binding offer of insurance. Coverage begins only after your application is accepted, the first premium is paid and a policy is issued. Coverage descriptions on the site are summaries; the policy document controls in all cases.
3. Your responsibilities
You agree to provide accurate, complete information, to keep your account credentials secure and to use the site only for lawful purposes. Material misstatements may void coverage.
4. Payments
Premiums are quoted and charged in US dollars and are processed by our third-party payment provider. Recurring monthly plans renew automatically until cancelled. You authorise us to charge your saved payment method for amounts due.
5. Cancellation and refunds
See our cancellation and refund policy.
6. Intellectual property
All content, logos and materials on this site are owned by us or our licensors and may not be copied or redistributed without permission.
7. Limitation of liability
The site is provided "as is". To the maximum extent permitted by law we are not liable for indirect or consequential losses arising from use of the site. Nothing here limits obligations under an issued insurance policy.
8. Changes and contact
We may update these terms; the date above shows the latest revision. Questions? Email support@biberkinsurance.com or call +1 312-604-5253.
