Workers' Compensation
Covers medical bills, rehabilitation and a portion of lost wages when an employee is injured at work. Required in nearly every state as soon as you hire.
- Medical & rehab costs
- Lost wage replacement
- Employer liability defense
Coverage that fits the way you work
Pick only what your business needs. Every policy is written in plain English so you know exactly what is and isn't covered.
General Liability
The foundation policy for most businesses — it responds when someone outside your company is injured or their property is damaged because of your operations.
- Bodily injury claims
- Property damage
- Personal & advertising injury
Professional Liability (E&O)
For businesses that give advice or deliver a professional service. Pays defense costs and settlements when a client alleges a mistake cost them money.
- Negligence allegations
- Missed deadlines
- Defense costs
Commercial Auto
Protects vehicles used for business — owned, leased or hired — along with liability for the drivers behind the wheel.
- Liability & physical damage
- Hired and non-owned autos
- Uninsured motorist
Property & Business Owners Policy
Bundle building, equipment and inventory coverage with general liability and business income protection in a single, cost-effective policy.
- Buildings & contents
- Equipment breakdown
- Business income
Cyber Liability
Responds to data breaches, ransomware and network incidents with breach notification, recovery expenses and third-party liability.
- Breach response
- Data restoration
- Regulatory defense
